Saint With Credit At Church Needs Ready Money Crossword Clue

We think the answer is "SCRATCH" which means:

noun
• • An abraded area where the skin is torn or worn off
• • A depression scratched or carved into a surface
• • Informal terms for money
• • A competitor who has withdrawn from competition
• • A line indicating the location of the start of a race or a game
• • Dry mash for poultry
• • A harsh noise made by scraping
• • Poor handwriting
• • (golf) a handicap of zero strokes
• • An indication of damage
verb
• • Cause friction
• • Cut the surface of; wear away the surface of
• • Scrape or rub as if to relieve itching
• • Postpone indefinitely or annul something that was scheduled
• • Remove by erasing or crossing out or as if by drawing a line
• • Gather (money or other resources) together over time
• • Carve, cut, or etch into a material or surface
adjective
• • For or consisting of preliminary or tentative, incomplete, etc. work.
• • Hastily assembled, arranged or constructed, from whatever materials are to hand, with little or no preparation
• • (from scratchpad) relating to a data structure or recording medium attached to a machine for testing or temporary use.
• • (of a player) of a standard high enough to play without a handicap, i.e. to compete without the benefit of a variation in scoring based on ability.

An example sentence would be:

• • "I had a small scratch on my arm."
• • "There was a scratch on the surface of the table."

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